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Terms of Service

Effective Date: January 29, 2026

Last Updated: January 29, 2026

Welcome to Tickler. These Terms of Service ("Terms", "Agreement") govern your access to and use of the Tickler website, applications, and services (collectively, the "Service"). Please read these Terms carefully before using our Service.

IMPORTANT: BY ACCESSING OR USING THE SERVICE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE SERVICE.

1. Acceptance of Terms

By creating an account, accessing, or using Tickler, you agree to be bound by:

If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Description of Service

Tickler is an investment idea tracking and organization platform that enables users to:

DISCLAIMER: Tickler is a research organization and information tracking tool ONLY. We do NOT provide investment advice, financial planning services, or recommendations to buy, sell, or hold any securities. All investment decisions are solely your responsibility.

3. Eligibility

To use Tickler, you must:

4. Account Registration and Security

4.1 Account Creation

You may register for an account using third-party authentication services (such as X/Twitter). By doing so, you grant us permission to access certain information from those services as described in our Privacy Policy.

4.2 Account Responsibilities

You are responsible for:

4.3 Account Security

We implement reasonable security measures but cannot guarantee absolute security. You acknowledge that you provide information at your own risk.

5. Third-Party Integrations

5.1 X (Twitter) Integration

When you connect your X account to Tickler:

5.2 Financial Data Providers

We may display financial data from third-party providers. This data is provided "as is" and may be delayed or inaccurate. We are not responsible for the accuracy of third-party data.

5.3 Payment Processing

Payment processing is handled by third-party payment processors (such as Stripe). Your use of payment services is subject to the respective processor's terms and privacy policies. We do not store your complete credit card information.

6. User Content and Conduct

6.1 Your Content

You retain ownership of content you create, upload, or share through the Service ("User Content"). By submitting User Content, you grant Tickler a worldwide, non-exclusive, royalty-free license to use, copy, modify, and display such content solely for the purpose of operating and improving the Service.

6.2 Content Standards

You agree not to submit content that:

6.3 Prohibited Conduct

You agree not to:

6.4 Investment Content Guidelines

When tracking or sharing investment ideas through the Service, you agree that you will not:

6.5 Sharing Ideas with Others

When you share investment ideas with other users or groups through the Service:

7. Investment Disclaimer and Risk Acknowledgment

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS.

7.1 No Investment Advice

Tickler is NOT a registered investment advisor, broker-dealer, or financial planner. The Service does not provide:

7.2 Investment Risks

You acknowledge and agree that:

7.3 Third-Party Content

Investment ideas, opinions, and content shared by other users or imported from social media platforms represent the views of those individuals only, not Tickler. We do not endorse, verify, or guarantee the accuracy of any user-generated investment content.

8. Intellectual Property

8.1 Our Intellectual Property

The Service, including its original content, features, functionality, design, and branding (excluding User Content), is owned by Tickler and protected by copyright, trademark, and other intellectual property laws.

8.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes in accordance with these Terms.

8.3 Restrictions

You may not:

9. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Service, you consent to the collection and use of your information as described in the Privacy Policy.

10. Fees and Payment

10.1 Subscription Services

Certain features of the Service may require payment of fees. By subscribing to paid features, you agree to pay all applicable fees as described at the time of purchase.

10.2 Billing

10.3 Refunds

Fees are generally non-refundable except as required by law or as explicitly stated in our refund policy. You may cancel your subscription at any time, but you will not receive a refund for the current billing period.

11. Service Availability and Modifications

11.1 Availability

We strive to maintain reliable service but do not guarantee uninterrupted availability. The Service may be temporarily unavailable due to:

11.2 Modifications

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will not be liable for any modification, suspension, or discontinuation of the Service.

12. Termination

12.1 Termination by You

You may terminate your account at any time through the account settings or by contacting us at support@trytickler.com.

12.2 Termination by Us

We may suspend or terminate your account immediately, without prior notice, if you:

12.3 Effect of Termination

Upon termination, your right to use the Service ceases immediately. We may delete your account data in accordance with our Privacy Policy. Provisions that by their nature should survive termination will survive.

13. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR EXCLUSION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE LIMITATIONS MAY NOT APPLY.

15. Indemnification

You agree to indemnify, defend, and hold harmless Tickler, its officers, directors, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

16. Dispute Resolution

16.1 Informal Resolution

Before filing any formal dispute, you agree to contact us at support@trytickler.com and attempt to resolve the dispute informally for at least 30 days.

16.2 Arbitration Agreement

PLEASE READ CAREFULLY: You and Tickler agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by binding individual arbitration, rather than in court, except that either party may seek equitable relief in court for infringement of intellectual property rights.

16.3 Class Action Waiver

YOU AND TICKLER AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

16.4 Arbitration Rules

Arbitration shall be conducted by a single arbitrator under the rules of the American Arbitration Association (AAA) or JAMS, at your election. The arbitration shall be held in State of Delaware, United States or another mutually agreed location.

17. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any legal action or proceeding not subject to arbitration shall be brought exclusively in the courts located in State of Delaware, United States.

18. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by:

Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms. If you do not agree to the changes, you must stop using the Service.

19. General Provisions

19.1 Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and Tickler regarding the Service.

19.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

19.3 Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

19.4 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign our rights and obligations without restriction.

19.5 Notices

We may provide notices to you via email, posting on the Service, or other reasonable means. You may contact us at support@trytickler.com.

20. Contact Information

If you have any questions about these Terms, please contact us:

Tickler

Email: support@trytickler.com

Website: https://app.trytickler.com

BY USING TICKLER, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU ARE NOT AUTHORIZED TO USE THE SERVICE.